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Stock of week: XL Capital

Obama got to a bumpy start as compared to expectations. Granted that he got his stimulus package passed on congress less than one month in office. However I wish his team would have handled the bank rescue plan (announced by Tim G) much better. Markets did not like general guidelines and was looking for much solid plan. Given Obama's track record, I was also expecting much better, crisper plan from him. Hope he does better next week when he announces mortgage plans.
Now let's talk about stock of week recommendation:
Company: XL Capital
Symbol: XL
Recommended buy price: $ 4 to $4.40
Target price in 12 months: $ 6 to $ 7
Background:
XL capital is a provider of insurance and reinsurance coverage to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. This stock got punished last year due to rating cuts and overall financial industry demise. However despite most difficult year, it keeps on giving dividend (I got mine in Jan). Even for this quarter, company has announced dividend of 10 cents yielding well over 10%. As stock price increases, it would increase its dividend to make sure that it has competitive yield. IMO worst is over for this company and I expect rating companies to upgrade its ratings in next 6-12 months giving boost to its stock price. This is one of the survivor of this crisis and would reward handsomely in long run
Have a good weekend !
/Shyam

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